C&C Financial Group knows that not all families have the same needs. We are committed to finding our families the very best coverage on the market. Many Agencies are what are known as “captive agencies” and only represent one insurance company and the products they offer. We work with over a dozen A and A+ rated insurance companies to ensure that we can develop an insurance strategy that not only protects your family but fits the budget. Let us do the shopping for you and find that perfect fit.
Mortgage protection life insurance is a life insurance policy that provides your loved ones with a death benefit to pay off your mortgage when you pass away. It’s not just a piece of paper, though. It’s an investment in peace of mind. You can rest easy knowing that your family will not lose their home, even if the unthinkable should occur.
The death of a loved one is not only difficult to cope with emotionally, but it can be a financial struggle as well. All too often, the financial hardship that follows can make the burden of a lost loved one seem unbearable. Term life insurance pays your family a cash benefit in the event of your death to alleviate the financial burden in an emotionally difficult situation. Our personal life insurance advisors will do everything they can to make sure your family gets the affordable coverage they need at a price you can afford.
Death and taxes are inevitable, but universal life insurance helps you deal with both. With a universal life insurance plan, you get the coverage of life insurance along with a tax-deferred benefit that grows over time.
If you are hospitalized following an injury or accident, how long will your family be able to make the payment on your home? Mortgage disability coverage can provide you with monthly income for your house payment and other expenses if you are disabled and unable to work.
Loans, credit card debt, estate costs, the funeral… most people leave behind unpaid expenses when they die, expenses that, if left unattended, burden their families tremendously. Final expense coverage is life insurance that pays off these debts, ensuring that everything will be taken care of when you pass away.
Retirement is no longer as certain as it once was: pensions and 401(k) plans aren’t offered by all employers and when they are, they come with heavy taxes and can be at risk in the market. People are also living longer due to advances in medicine, so outliving financial resources is a real concern for most Americans. An annuity can be a great solution to these problems because it is a secure retirement strategy that can guarantee income for your retirement.